How can I get unclaimed money from RBI?

How can I get unclaimed money from RBI?

Reclaiming unclaimed money from the Reserve Bank of India (RBI) involves a specific process designed to ensure the rightful owners can access their funds. Unclaimed money could include dormant bank accounts, unclaimed dividends, unclaimed fixed deposits, and more. In this comprehensive guide, we’ll walk you through the steps to reclaim unclaimed money from RBI.

Step-by-Step Process:

Verification and Eligibility:

  • Ensure that you are eligible to reclaim unclaimed money. Eligibility criteria may vary based on the type of unclaimed funds.
  • Gather necessary identification documents, such as Aadhaar card, PAN card, address proof, and any relevant documentation related to the unclaimed funds.

Online Search and Inquiry:

  • Visit the official website of the RBI ( and navigate to the ‘Customer Services’ or ‘Unclaimed Deposits’ section.
  • Use the provided search tools to check whether you have any unclaimed funds held by RBI.

Submit a Claim Form:

  • If you find unclaimed funds associated with your name, download the relevant claim form from the RBI website.
  • Fill out the form accurately, providing all requested information, including your personal details, bank account information, and the nature of the unclaimed funds.

Supporting Documents:

  • Attach copies of the required documents, such as identity proof (Aadhaar, PAN card), address proof, and any relevant documents that establish your ownership of the unclaimed funds.

Notary Verification (If Required):

  • In some cases, RBI may require notarized documents to verify your identity and ownership. If instructed, get the necessary documents notarized by a registered notary.

Submission of Claim:

  • Submit the completed claim form and supporting documents to the designated RBI office. This may involve visiting a branch or sending the documents via mail.

Verification and Approval:

  • The RBI will review your claim form and documents for accuracy and authenticity. This verification process ensures that the funds are returned to the rightful owner.

Approval and Disbursement:

  • Once your claim is approved, RBI will initiate the process to disburse the unclaimed funds to you. This could involve transferring the funds to your bank account or issuing a demand draft.

Important Tips and Considerations:

  1. Stay Informed: Keep an eye on RBI’s official announcements and notifications related to unclaimed funds. Policies and procedures may change over time.
  2. Be Patient: The verification and approval process may take some time, depending on the volume of claims being processed.
  3. Beware of Scams: Be cautious of fraudulent websites or individuals claiming to help you reclaim unclaimed funds for a fee. Always rely on the official RBI website and verified channels.
  4. Keep Records: Maintain copies of all documents submitted for your records. This can be useful for future reference.
  5. Contact RBI for Assistance: If you have questions or need assistance during the process, don’t hesitate to contact the RBI’s customer service or the designated department handling unclaimed deposits.


Reclaiming unclaimed money from RBI requires adherence to the official process outlined by the institution. By diligently following the steps mentioned in this guide, submitting accurate information, and providing the necessary documentation, you can increase the likelihood of successfully reclaiming any unclaimed funds that belong to you.

Leave a Comment